:root{
  color-scheme: light;
  --bg:#f7f5ef;
  --surface:#fffdfa;
  --surface-2:#eef6f1;
  --ink:#13231f;
  --muted:#5e6b66;
  --line:#d8e1dc;
  --accent:#0f766e;
  --accent-dark:#102620;
  --mint:#8ee7c8;
  --gold:#f4c95d;
  --shadow:0 18px 50px rgba(16,38,32,.08);
  --radius:8px;
  --space:clamp(1rem,4vw,2rem);
}
*{box-sizing:border-box;min-width:0}
html{scroll-behavior:smooth}
body{margin:0;background:var(--bg);color:var(--ink);font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;line-height:1.55;text-rendering:optimizeLegibility;overflow-x:hidden}
a{color:var(--accent);text-decoration:none}
a:hover{text-decoration:underline;text-underline-offset:3px}
.skip{position:absolute;left:-999px}.skip:focus{left:1rem;top:1rem;background:#fff;padding:.75rem;z-index:5;border:1px solid var(--line);border-radius:6px}
.site-header{display:flex;align-items:center;justify-content:space-between;gap:1.5rem;padding:.85rem clamp(1rem,4vw,4rem);border-bottom:1px solid rgba(216,225,220,.8);background:rgba(247,245,239,.92);backdrop-filter:saturate(160%) blur(12px);position:sticky;top:0;z-index:3}
.brand{display:inline-flex;align-items:center;gap:.62rem;color:var(--ink);font-weight:850;font-size:1.04rem;letter-spacing:0}.brand:hover{text-decoration:none}.brand-mark{width:34px;height:34px;flex:0 0 auto}.footer-brand{margin-bottom:.65rem}
.site-header nav,.site-footer nav{display:flex;gap:.95rem;flex-wrap:wrap}.site-header nav a,.site-footer nav a{color:#33423d;font-size:.95rem;font-weight:650}
.hero,.page-hero,.section{max-width:1160px;margin:0 auto;padding:clamp(2.2rem,6vw,5.6rem) var(--space)}
.hero{display:grid;grid-template-columns:minmax(0,1fr) minmax(320px,430px);gap:clamp(2rem,5vw,4rem);align-items:center;padding-top:clamp(2rem,4vw,3.8rem);padding-bottom:clamp(2rem,4vw,3.8rem)}
.page-hero{padding-bottom:1.5rem}.narrow{max-width:860px}.lede{font-size:clamp(1.08rem,2vw,1.28rem);max-width:760px;color:#40504a}
.eyebrow{text-transform:uppercase;font-size:.76rem;letter-spacing:.08em;color:var(--accent);font-weight:850;margin-bottom:.65rem}
h1,h2,h3{line-height:1.08;margin:0 0 1rem;letter-spacing:0;color:var(--ink);overflow-wrap:break-word}h1{font-size:clamp(2.55rem,6.2vw,5.2rem);max-width:980px}h2{font-size:clamp(1.55rem,3vw,2.35rem)}h3{font-size:1.14rem}p{color:var(--muted);margin:0 0 1rem;overflow-wrap:break-word}
.scope-line{font-weight:750;color:#2d403a;margin-top:.45rem}.actions{display:flex;gap:.75rem;flex-wrap:wrap;margin-top:1.35rem}.actions.vertical{display:grid}
.button{display:inline-flex;align-items:center;justify-content:center;min-height:46px;padding:.78rem 1.05rem;border-radius:7px;background:var(--accent-dark);color:#fff;font-weight:800;border:1px solid var(--accent-dark);box-shadow:0 10px 22px rgba(16,38,32,.12)}
.button:hover{text-decoration:none;background:#173b33}.button.secondary{background:#fff;color:var(--ink);border-color:var(--line);box-shadow:none}.button.secondary:hover{background:#f4f8f5}
.text-link{font-weight:800;color:var(--accent-dark)}.pill{display:inline-flex;align-items:center;width:max-content;border:1px solid rgba(15,118,110,.22);background:#e7f6f0;color:#0f5d56;border-radius:999px;padding:.28rem .58rem;font-size:.75rem;font-weight:850}
.popular-tools{display:flex;gap:.55rem;flex-wrap:wrap;align-items:center;margin-top:.9rem;color:var(--muted);font-size:.92rem}.popular-tools span{font-weight:850;color:#2d403a}.popular-tools a{font-weight:800}.trust-row{display:flex;gap:.6rem;flex-wrap:wrap;margin-top:1.15rem}.trust-row span{border:1px solid var(--line);background:#fff;border-radius:999px;padding:.45rem .72rem;color:#41504b;font-size:.9rem;font-weight:700}
.hero-panel,.panel,.tool-card,.calculator,.insight-panel,.stat-tile{background:var(--surface);border:1px solid var(--line);border-radius:var(--radius);box-shadow:var(--shadow)}
.hero-panel{padding:1.2rem}.panel-head strong{display:block;font-size:clamp(2rem,4vw,3.2rem);line-height:1;margin:.9rem 0 .4rem}.sparkline{width:100%;height:auto;margin:1.1rem 0;background:#f9fbf8;border:1px solid var(--line);border-radius:8px}
.source-list{display:grid;gap:.45rem;margin:1rem 0;padding:0}.source-list div{display:flex;justify-content:space-between;gap:1rem;border-top:1px solid var(--line);padding-top:.45rem}.source-list dt{font-size:.78rem;text-transform:uppercase;letter-spacing:.06em;color:#60726b;font-weight:850}.source-list dd{margin:0;text-align:right;color:#263a34;font-weight:750}.state-jump{display:grid;grid-template-columns:minmax(0,1fr) auto;gap:.65rem;margin:1rem 0}.state-jump label span{font-size:.82rem}.state-jump select{width:100%;min-height:46px;border:1px solid #cbd8d2;border-radius:7px;background:#fff;color:var(--ink);font:inherit;padding:.62rem .7rem}.rate-bars{display:grid;gap:.55rem;margin:1rem 0}.rate-bar{position:relative;display:grid;grid-template-columns:minmax(0,1fr) auto;gap:.75rem;overflow:hidden;border:1px solid var(--line);border-radius:7px;background:#fff;padding:.62rem .7rem;color:var(--ink)}.rate-bar:hover{text-decoration:none;background:#fbfdfa}.rate-bar span,.rate-bar strong{position:relative;z-index:1}.rate-bar strong{font-size:.9rem}.rate-bar i{position:absolute;left:0;bottom:0;height:4px;background:linear-gradient(90deg,var(--accent),var(--gold))}
.mini-grid{display:grid;grid-template-columns:1fr 1fr;gap:.75rem}.stat-tile{padding:.85rem;box-shadow:none}.stat-tile strong{display:block;font-size:1.45rem}.stat-tile span{color:var(--muted);font-size:.86rem}
.trust-band{display:grid;grid-template-columns:minmax(0,.8fr) minmax(0,1.2fr);gap:1.5rem;align-items:start;border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.trust-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:.8rem}.trust-grid div{background:#fff;border:1px solid var(--line);border-radius:8px;padding:1rem}.trust-grid strong{display:block;margin-bottom:.35rem}.trust-grid span{color:var(--muted);font-size:.93rem}
.section-head{max-width:760px;margin-bottom:1.4rem}.tool-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:1rem}.tool-card{padding:1.1rem;display:flex;flex-direction:column;min-height:230px;box-shadow:0 12px 30px rgba(16,38,32,.06);transition:transform .16s ease,border-color .16s ease}.tool-card:hover{transform:translateY(-2px);border-color:#b9cec6}.tool-card h3 a{color:var(--ink)}.tool-card p{flex:1}.card-top{display:flex;justify-content:space-between;align-items:center;gap:.75rem;margin-bottom:1rem}.tool-icon{display:grid;place-items:center;width:34px;height:34px;border-radius:8px;background:var(--accent-dark);color:var(--mint);font-weight:900}
.split{display:grid;grid-template-columns:minmax(0,1fr) 380px;gap:1.5rem;align-items:start}.panel{padding:1.25rem}.data-panel h3{margin-bottom:.75rem}.rank-list{display:grid;gap:.55rem}.rank-list a{display:flex;justify-content:space-between;gap:1rem;background:#f7faf8;border:1px solid var(--line);border-radius:7px;padding:.7rem;color:var(--ink)}.rank-list strong{color:var(--accent-dark)}
.final-cta{border-top:1px solid var(--line);text-align:left;max-width:960px}
.tool-layout{display:grid;grid-template-columns:minmax(0,1fr) 340px;gap:1.25rem;align-items:start}.calculator{padding:1.2rem;display:grid;gap:1rem;min-width:0}.calculator-head{display:flex;justify-content:space-between;gap:1rem;align-items:start;border-bottom:1px solid var(--line);padding-bottom:.9rem;min-width:0}.calculator-head p{max-width:520px;min-width:0;font-size:.94rem;white-space:normal}
.input-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:.9rem}label span{display:block;font-weight:800;margin-bottom:.3rem}label small{display:block;color:var(--muted);font-size:.78rem;margin-top:.28rem}input{width:100%;min-height:48px;border:1px solid #cbd8d2;border-radius:7px;padding:.68rem .74rem;font:inherit;background:#fff;color:var(--ink)}input:focus{outline:3px solid rgba(142,231,200,.55);border-color:var(--accent)}
.result{display:grid;gap:.75rem;background:#102620;color:#fff;border-radius:8px;padding:1rem}.result-kicker{color:#a9c9bd;font-size:.82rem;font-weight:850;text-transform:uppercase;letter-spacing:.08em}.result-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:.7rem}.result-card{background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.16);border-radius:8px;padding:.85rem}.result-card.primary{background:#f8fffb;color:#102620}.result-card span{display:block;color:inherit;opacity:.72;font-size:.78rem;font-weight:800;text-transform:uppercase;letter-spacing:.06em}.result-card strong{display:block;font-size:1.35rem;line-height:1.1;margin-top:.24rem}.result-card small{display:block;color:inherit;opacity:.72;margin-top:.3rem}.next-actions{display:grid;gap:.55rem;background:#f7faf8;border:1px solid var(--line);border-radius:8px;padding:.8rem}.next-actions>span{font-size:.78rem;text-transform:uppercase;letter-spacing:.06em;color:#60726b;font-weight:850}.next-actions div{display:flex;gap:.55rem;flex-wrap:wrap}.next-actions a{font-weight:800;background:#fff;border:1px solid var(--line);border-radius:999px;padding:.38rem .62rem;color:var(--accent-dark)}
.insight-panel{padding:1.1rem;box-shadow:none;position:sticky;top:92px}.source-note{font-size:.92rem;color:#64746e;background:#f7faf8;border:1px solid var(--line);border-radius:7px;padding:.75rem;margin-top:1rem}
.state-list{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:.6rem}.state-list.compact{grid-template-columns:1fr}.state-list a{background:#fff;border:1px solid var(--line);border-radius:7px;padding:.65rem;color:var(--ink);font-weight:650}.state-list a:hover{background:#f5faf7;text-decoration:none}
.table-wrap{overflow:auto;background:#fff;border:1px solid var(--line);border-radius:8px}table{width:100%;border-collapse:collapse;min-width:620px}th,td{text-align:left;padding:.78rem;border-bottom:1px solid var(--line)}th{background:#eef5f1;color:#30443e;font-size:.86rem}tr:hover td{background:#fbfdfa}
.metric-list,.check-list{display:grid;gap:.75rem;list-style:none;margin:0;padding:0}.metric-list li{background:#fff;border:1px solid var(--line);border-radius:8px;padding:1rem}.metric-list strong{font-size:1.55rem;display:block}.metric-list span{color:var(--muted)}.check-list li{padding:.65rem .75rem;background:#f7faf8;border:1px solid var(--line);border-radius:7px;color:#33423d;font-weight:700}
.site-footer{border-top:1px solid var(--line);padding:2rem clamp(1rem,4vw,4rem);display:grid;grid-template-columns:minmax(0,1fr) auto;gap:1.5rem;background:#fffdfa}.site-footer p{max-width:680px;font-size:.94rem}
@media(max-width:900px){.hero,.trust-band,.tool-layout,.split{grid-template-columns:1fr}.hero{min-height:auto}.trust-grid,.tool-grid{grid-template-columns:1fr}.insight-panel{position:static}.site-footer{grid-template-columns:1fr}}
@media(max-width:620px){.site-header{position:static;align-items:flex-start;flex-direction:column}.site-header nav{width:100%;display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:.45rem .7rem}.site-header nav a{font-size:.93rem}.hero,.page-hero,.section{padding-left:1rem;padding-right:1rem}h1{font-size:2.08rem}.input-grid,.result-grid,.state-list,.mini-grid,.state-jump{grid-template-columns:1fr}.calculator-head{display:grid}.calculator-head p{max-width:100%}.button{width:100%}.actions{width:100%}.rank-list a{display:grid}.source-list div{display:grid}.source-list dd{text-align:left}.brand-mark{width:32px;height:32px}}